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Privacy Policy

Your privacy matters to us at Onlinemavrotil

Last Updated: January 15, 2025

Information We Collect

At Onlinemavrotil, we collect information that helps us provide you with better expense tracking services. This includes both information you provide directly and information we gather automatically as you use our platform.

Personal Information You Provide
  • Account registration details including your name, email address, and chosen password
  • Financial information such as bank account details, transaction descriptions, and expense categories
  • Communication preferences and customer service interactions
  • Payment information for premium features and subscription services
  • Profile information including business details and expense tracking preferences
Information We Collect Automatically
  • Device information including IP address, browser type, and operating system
  • Usage data showing how you interact with our expense tracking features
  • Location data when you enable location-based expense categorization
  • Technical logs and performance metrics to improve our service
Important: We never collect your actual banking credentials. Our secure connection system uses read-only access tokens provided by your financial institution.

How We Use Your Information

Your information helps us deliver personalized expense tracking services and improve your overall experience with Onlinemavrotil. We use your data responsibly and only for legitimate business purposes.

Purpose Data Used Legal Basis
Expense categorization and tracking Transaction data, spending patterns Contract performance
Account security and fraud prevention Login information, device data Legitimate interest
Customer support and communication Contact information, service history Contract performance
Service improvements and analytics Usage patterns, feedback Legitimate interest
Marketing and product updates Email address, preferences Consent
Personalization Features

We use your expense data to provide intelligent categorization suggestions, spending insights, and budgeting recommendations. This processing happens within our secure systems and helps you better understand your financial patterns.

Data Sharing and Third Parties

We believe in transparency about when and why we share your information. Onlinemavrotil only shares your data with trusted partners who help us provide our services, and never for marketing purposes without your explicit consent.

Service Providers We Work With
  • Financial data aggregators who securely connect to your bank accounts
  • Cloud hosting providers who store your encrypted data
  • Payment processors for subscription billing
  • Email service providers for account notifications
  • Analytics providers who help us understand user behavior
When We May Disclose Information

We may share your information in specific circumstances required by law or necessary to protect our users:

  • In response to valid legal requests from government authorities
  • To prevent fraud or protect the security of our platform
  • In connection with a business transaction like a merger or acquisition
  • With your explicit consent for specific purposes
We Never: Sell your personal information to third parties, share your financial data for marketing purposes, or provide your information to data brokers.

Your Privacy Rights

You have significant control over your personal information. We've designed our systems to make it easy for you to access, update, or delete your data whenever you choose.

Access Your Data

Request a complete copy of all personal information we have about you, including your transaction history and account details.

Correct Information

Update or correct any personal information that is inaccurate or incomplete through your account settings.

Delete Your Account

Request complete deletion of your account and all associated data from our systems.

Data Portability

Export your expense data in a standard format to use with other services.

Restrict Processing

Limit how we use your information while keeping your account active.

Withdraw Consent

Opt out of marketing communications or additional data collection at any time.

How to Exercise Your Rights

To exercise any of these rights, simply contact us at info@onlinemavrotil.com or use the privacy controls in your account settings. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests.

Data Security and Protection

Protecting your financial information is our top priority. We employ multiple layers of security measures to keep your data safe from unauthorized access, use, or disclosure.

Technical Safeguards
  • 256-bit SSL encryption for all data transmission
  • Advanced encryption at rest for stored data
  • Multi-factor authentication for account access
  • Regular security audits and penetration testing
  • Automated threat detection and response systems
Operational Security
  • Background checks for all employees with data access
  • Regular security training and awareness programs
  • Strict access controls and permission management
  • Incident response procedures and breach notification protocols
  • Compliance with industry security standards
Bank-Level Security: We use the same security standards as major financial institutions, including SOC 2 Type II certification and PCI DSS compliance.

Data Retention and Deletion

We keep your information only as long as necessary to provide our services and comply with legal requirements. Different types of data have different retention periods based on their purpose and legal obligations.

A
Active Account Data

Maintained while your account is active and for 90 days after closure for support purposes.

T
Transaction History

Retained for 7 years to comply with financial record-keeping requirements.

L
Legal and Compliance Data

Kept as required by applicable laws, typically 3-7 years depending on the data type.

M
Marketing Data

Deleted immediately upon unsubscribe or account closure request.

Secure Deletion Process

When data reaches the end of its retention period, we use secure deletion methods that make the information completely unrecoverable. This includes overwriting data multiple times and destroying physical storage media according to industry standards.

International Data Transfers

While Onlinemavrotil is based in Canada, we may transfer your information to service providers in other countries to provide our services. We ensure all international transfers meet strict privacy and security standards.

Transfer Safeguards
  • Standard contractual clauses with all international service providers
  • Adequacy decisions recognizing equivalent privacy protection
  • Additional security measures for transfers to countries without adequacy decisions
  • Regular reviews of international partner compliance
Data Location

Your primary data is stored in secure facilities within Canada. Some backup and processing may occur in the United States with providers who maintain equivalent security standards and privacy protections.

Updates to This Policy

We may update this privacy policy from time to time to reflect changes in our practices, technology, or legal requirements. We'll always notify you of significant changes and give you time to review them before they take effect.

How We Notify You
  • Email notification to your registered address for material changes
  • In-app notifications when you next log in to your account
  • Updated policy posted on our website with clear change indicators
  • 30-day notice period for changes that affect your rights

We encourage you to review this policy periodically to stay informed about how we protect your information. Your continued use of our services after policy updates indicates your acceptance of the changes.

Privacy Questions and Concerns

Email: info@onlinemavrotil.com

Mail: 1210 Chemin du Domaine de la Colonie
Saint-Roch-de-Mékinac, QC G0X 2E0
Canada

Phone: +1 (289) 836-7946

We typically respond to privacy inquiries within 2-3 business days.